Well, I blew it. I crashed my drone into a tree last week. It fell about 30 feet after shaking loose from the tree and the camera gimbal got damaged. It still flies, but you can't really take pictures with it anymore.

It was the second time I crashed it. The first time, it landed in soft snow and still worked fine. It's a pretty touchy piece of equipment that flies 45 mph, so I was pretty lucky.

The insurance I initially bought for it expired a couple years ago. I don't usually buy insurance on products, but while I was learning to use it, I thought it was a good idea …

Related: Up, Up & Insured

I'm trying to find out if the manufacturer can repair it, but in the meanwhile I will probably just buy another one. If I get my first one fixed, I'll just use it as a back-up, since I've really enjoyed it and captured some amazing pictures …

I'm thinking of buying the new one with a 'lifetime' product protection warranty. I flew my first one almost 300 times and 88 miles, according to the app's flight log. I would estimate that at least 20% of those flights had some element of danger to them.

Other than your health & your vehicle, is there anything in your household you would pay someone else to insure?

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